Media HubEverything YourCash


Women in business and the glass cliff – are they brought in to deal with crisis and set up to fail?
The glass cliff theory is something of a new-ish phenomenon… Michelle Ryan and Alex Haslam (professors at Exeter University) coined the phrase in 2005, further to their research on particular groups of people, being brought…
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Jenny Campbell shares her business journey with GrowthBusiness
Banker-turned-entrepreneur and business mentor Jenny Campbell speaks about here experience in the banking industry. Jenny Campbell describes the YourCash business model: There are numerous benefits of an ATM in a retail business. Increased footfall, impulse buying…
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Marketing musings – giving the perfect Christmas gift…
This morning, one of the marketing team decided to share that there are less than 60 days to go until Christmas…it did cause a couple of us to double take – where did the summer…
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Marketing Musings - How secure is an ATM?
It’s a good question – How secure is an ATM? Over coffee this morning we were reading about some of the limits people will go to break into a cash machine.  From using JCBs, chains…
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No – we suggest 5-10 mins at the beginning and end of the day. We’ve got a couple of tips that will also help you get the ATM up, running and working for you. The first one is to load the cassettes in the evening. It’s a bit like getting your tills ready for the morning – you can then easily load the ATM in the morning, having prepped in advance. The second tip is to make sure you day close every day – this will ensure we are able to settle funds back to you every day – and it’s a good habit to get in to.
We don’t think so. Our internal lobby style ATMs have a small footprint that’s about the size of a box of crisps. We think it’s great value for the floor space and cost savings the ATM will offer your business. This changes when you start looking at the ‘Through the Wall’ (TTW) ATMs. To have this type of ATM, you will need planning permission and the secure room that is needed for the ATM to be cash loaded is about 2.5m2 considerably bigger than a lobby ATM.
On the whole – nothing. YourCash will pay for the ATM, installation, training, till rolls and in most cases the phone line as well. We do ask our new partners to ensure there is a power socket for the ATM to plug into, but in the majority of cases – there will be no outlay to you.
The question around the settlement of funds from your ATM to your account will undoubtedly be an important one. You should understand clearly how settlement is agreed with your provider. There may be different service levels amongst providers but in general you should check for; the time taken to process your funds; method of payment into your account; and a strict control to ensure settlement is paid accurately and on time, every time.
To raise a claim the cardholder would need to approach their card issuer (bank). The claim is then presented to the acquirer (ATM operator) to investigate and either uphold or reject, producing relevant evidence gained from ATM and host transaction records, why this decision has been made. For a LINK transaction we (YourCash) have a set period of time from receipt of the claim to respond otherwise the claim is automatically upheld, it is then down to how quickly the card issuer credits the monies back into the cardholders account as to when the disputed funds are again available. It is a similar process for Visa / MasterCard transactions, however in these cases we (YourCash) have a longer period of time to respond from receipt of the claim.
Absolutely not! If you give the customer the cash from your till, there is a strong possibility the money will be refunded back into the customers’ bank account within 24 hours of the incident. You must ensure you follow the protocol. This is to direct the customer to the card issuer (bank). The Bank will have a process they need to follow for the claim and as soon as this process is started, be assured the situation will be resolved.
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Mr Sandhu, Nisa Local, Oxclose

“YourCash are a great ATM provider. I’ve found them very easy to work with and their aftercare service is great. Any time I’ve had a problem, it’s been resolved quickly and means my ATM is up and running with little to no disruption to my customers. My customers love the ATM service and I’ve seen an increase in footfall because I’ve got an ATM in my store. Would I recommend YourCash…absolutely!” Mr Sandhu
Nisa Local, Oxclose

Mr. Sivasubramania, Costcutter, Rickmansworth

People appreciate the convenience of a cash machine on my premises, particularly one that’s free to use. A key factor for me is that I can recycle my cash takings, saving me money in bank charges and wasted time queuing at the bank. Mr. Sivasubramania
Costcutter, Rickmansworth

Mr. James Beale, Shipley Garden Centre

We are delighted that our garden centre in Shipley, was the chosen venue for YourCash’s milestone installation. We want to offer our customers a great in-store service experience and believe the ATM will help with that. Mr. James Beale
Shipley Garden Centre

Mr. Jamie Keshwara, Nisa Local, Whittlesey

The YourCash ATM is nice looking and the small foot print is very appealing, especially in my smaller stores. YourCash took the time to ensure I got the best ATM for my business. Having an ATM has also contributed to an uplift in spend and profits, which is great for business! Mr. Jamie Keshwara
Nisa Local, Whittlesey

Mr. Thievanayagam Sivarajah, Nisa Local, Orton

There has clearly been a 10% footfall increase since the ATM was fitted. The machine is very important to the store and has helped to increase my profits. I always make sure the machine is full as it is extremely valuable to my customers. Mr. Thievanayagam Sivarajah
Nisa Local, Orton

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